Punta Gorda Homes under $400,000

Welcome to Punta Gorda, Florida, a hidden gem nestled along the picturesque shores of Charlotte Harbor. Known for its charming historic district, vibrant arts scene, and stunning waterfront views, Punta Gorda is a haven for those seeking a laid-back lifestyle infused with natural beauty. With its warm, sunny climate and friendly community, this city offers the perfect backdrop for your next home.

One of the most appealing aspects of Punta Gorda is its affordability. You’ll find a delightful selection of homes available for under $400,000, making it an ideal destination for first-time buyers, retirees, or anyone looking to invest in a slice of paradise without breaking the bank. From cozy single-family homes to modern townhouses, there’s something for everyone in this welcoming community.

Imagine sipping your morning coffee on a sun-drenched patio, surrounded by lush greenery and the soothing sounds of nature. With easy access to local parks, marinas, and walking trails, outdoor enthusiasts will revel in the opportunities to explore the great Florida outdoors. The city also boasts a rich array of dining, shopping, and entertainment options, ensuring that residents enjoy a well-rounded lifestyle.

Punta Gorda is not just a place to live; it's a place to thrive. With affordable housing options and a community spirit that embraces both newcomers and long-time residents, now is the perfect time to discover what makes this charming city so special. Your dream home in Punta Gorda awaits!

Newest Punta Gorda Homes under $400,000

2903 Roma Court, Punta Gorda $395,000

Various photos have been staged. Peaceful Cul-de-Sac Living in Punta Gorda Isles with a Park-Like Setting Tucked away on a quiet cul-de-sac, this 3-bedroom, 2-bath home w...

3 Beds
2 Baths
Punta Gorda Isles SubDv.

43997 Boardwalk Loop Unit 1841, Punta Gorda image

43997 Boardwalk Loop Unit 1841, Punta Gorda $239,900

Welcome to your new condo in the highly sought-after, gated community of Babcock National. This stunning 2023-built, top floor corner condo is being offered completely tu...

2 Beds
2 Baths
Babcock National SubDv.

28005 Pasadena Drive, Punta Gorda $280,000

CASH ONLY – SOLD STRICTLY AS IS. Value-add opportunity on a desirable DOUBLE CORNER LOT. 2025 CBS construction with fire damage (Aug 2026). Block walls appear intact. Lar...

3 Beds
3 Baths
Tropical Gulf Acres SubDv.

27029 Sumatra Drive, Punta Gorda $260,000

Virtually Staged. Manufactured 2 bed 2 bath. Very cute corner lot. High and Dry. Just co'd. Concrete parking. Property is being sold below appraisal ...

2 Beds
2 Baths
Tropical Gulf Acres SubDv.

175 Kings Highway Unit 1138, Punta Gorda image

175 Kings Highway Unit 1138, Punta Gorda $129,900

Pride of ownership is evident in this beautifully maintained, move-in-ready, turnkey third-floor 2-bedroom, 2-bathroom end-unit condo in the Newport Condominium community...

2 Beds
2 Baths
Not Applicable SubDv.

2060 Willow Hammock Circle Unit 301, Punta Gorda image

2060 Willow Hammock Circle Unit 301, Punta Gorda — 2060 Willow Hammock $180,000

Beautiful TOP-FLOOR CORNER UNIT offering 3 bedrooms, 2 bathrooms, gorgeous water views, and an abundance of natural light! This partly furnished home enjoys an exceptiona...

3 Beds
2 Baths
Heritage Lake Park SubDv.

3830 Bal Harbor Boulevard Unit 17, Punta Gorda image

3830 Bal Harbor Boulevard Unit 17, Punta Gorda — 17 $299,000

Turnkey and move-in ready, this beautifully maintained 2-bedroom plus den, 2-bath waterfront condo is ideally located in Punta Gorda Isles, offering exceptional boating a...

2 Beds
2 Baths
Villas Of Bal Harbor SubDv.

1311 Tuscany Drive, Punta Gorda $398,800

Exceptional Greenbelt Oasis in Punta Gorda Isles! Peaceful views of mature trees and an expansive screened lanai set the tone for this 3-bed, 2-bath, 2-car garage home. B...

3 Beds
2 Baths
Punta Gorda Isles SubDv.

3320 Palm Drive, Punta Gorda $339,000

Virtually Staged. !VIRTUALLY STAGED! Brand-New 2026 Construction in Punta Gorda! Welcome to 3320 Palm Dr, a beautifully finished 3-bedroom, 2-bathroom new construct...

3 Beds
2 Baths
Tierra Coronado SubDv.

27824 Arrowhead Circle, Punta Gorda image

27824 Arrowhead Circle, Punta Gorda $324,900

A beautifully redesigned kitchen, a backyard sunset view over a lake and welcoming curb appeal in front – this meticulously maintained Calusa Creek move-in ready home has...

4 Beds
3 Baths
Calusa Creek SubDv.

1801 Jamaica Way Unit 112, Punta Gorda image

1801 Jamaica Way Unit 112, Punta Gorda — Isles Club 02 $299,000

Enjoy spacious Florida living in this inviting 2-bedroom, 2.5-bathroom condo located in ISLES CLUB II in Punta Gorda. Offering OVER 1,900 SQ. FT. OF LIVING SPACE, a brigh...

2 Beds
3 Baths
Isles Club SubDv.

16030 Palos Verdes Street, Punta Gorda image

16030 Palos Verdes Street, Punta Gorda $299,047

Welcome to this beautiful 3-bedroom, 2-bathroom single-family home in Sabal Glen at Babcock Ranch! Featuring the desirable Belmont floor plan, this home offers a wonderfu...

3 Beds
2 Baths
Sabel Glen SubDv.